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Privacy Policy

Last updated: 01/01/2026

Hoarding Wealth respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what data we collect, how we use it, and how we keep it secure.

1. Information We Collect

We collect only the information necessary to provide and improve the Hoarding Wealth platform.

This may include:

  • Account information: name, email address, and profile photo when you sign in using Google.
  • Financial inputs: budget entries, goals, and preferences you voluntarily add inside the app.
  • Payment information: handled securely by Stripe (we do not store credit card details).
  • Usage data: interactions with the platform to improve features and performance.
  • Security data: Google reCAPTCHA is used to protect the site from abuse and fraud.

2. Google Sign-In

Hoarding Wealth allows users to sign in using Google.

When you use Google Sign-In, we receive:

  • Your email address
  • Your profile photo

This information is used only to:

  • Create and manage your account
  • Enable community and app features

We do not access your Google password or any other Google account data.

3. Google Calendar Integration

Hoarding Wealth offers an optional Google Calendar integration.

If you choose to connect Google Calendar:

  • The app only creates calendar events related to your budget (such as bill due dates).
  • Events are added only after explicit user action.
  • We do not read, modify, or delete existing calendar events.
  • We do not share Google Calendar data with third parties.

You can disconnect Google Calendar at any time.

4. Artificial Intelligence Features

Hoarding Wealth uses artificial intelligence to provide insights, suggestions, and guidance.

  • AI processes data you provide inside the platform.
  • AI outputs are used only to improve your experience.
  • We do not sell or reuse AI-processed data for advertising.

5. Payments and Subscriptions

Paid plans are processed securely through Stripe.

  • We do not store your credit card or payment details.
  • Stripe handles all payment processing and billing security.

6. Cookies and Security

We use cookies and similar technologies to:

  • Keep you logged in
  • Improve performance
  • Protect against fraud and abuse

Google reCAPTCHA is used to prevent spam and automated misuse.

7. Data Sharing

Hoarding Wealth does not sell, rent, or trade your personal data.

Your information is shared only when necessary to:

  • Process payments (Stripe)
  • Authenticate accounts (Google)
  • Secure the platform (reCAPTCHA)

8. Your Rights

You may:

  • Access or update your account information
  • Disconnect Google services
  • Request account deletion

For any privacy-related requests, contact us using the information below.

9. Contact Information

If you have questions about this Privacy Policy, please contact us at:

Email: hw.mail@hoardingwealth.com
Website: https://hoardingwealth.com