You Work Hard for Your Family. Are You Building the Future You Want Together?
Between bills, everyday expenses and plans for the future, it's easy to focus on getting through this month instead of planning the next. Hoarding Wealth helps you organize your money, set family goals and build a plan you can work on together.
Start My Family Money Plan Five short questions, then create your free account. Start with your own budget; shared household planning is included in Premium.
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You love each other. Money is still the fight you keep having.
One of you spends, the other worries. One of you pays the bills and carries the whole plan in your head; the other has no idea what's left. A surprise charge turns into an argument, and the argument ends without a plan.
You're not on the same page because there is no page. No shared plan, no goals you agreed on, just two people guessing with the same money while the kids watch how you handle it.
Every month you put off that conversation, the stress grows and the future you both want gets further away.
One budget your family can see: what comes in, and what goes to bills, debt, savings and the goals you agreed on. Start on your own today, free. With Premium, invite your partner: you both see the same plan, either of you can update it and mark items done, and the money talk becomes a quick check-in instead of a fight.
1You start, free
Set up your own month first, so there is something real to show.
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2You invite, with Premium
Send an invite from Settings. Your partner gets an email with an Accept invitation button.
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3You plan together
Your partner accepts and plans in the same budget. If they had their own plan, it's kept and comes back if they ever leave.
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Start My Family Money Plan Five short questions, then create your free account. Shared household planning is included in Premium.
Made for the way families really handle money.
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Either of you can update it
In a shared household, both adults edit items and mark them done, so the plan stays current without one person keeping score.
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Teach money by doing it
With Premium, you can create teen accounts for ages 13 to 17. Your teen plans their own budget and learns with family-safe lessons; more advanced lessons open with your permission. You can pause or delete a teen account at any time.
More than a shared budget. A path your family builds together.
Hoarding Wealth doesn't stop at the budget. It shows your family what to work on next and teaches you how, step by step, from getting through the month to building wealth you can pass on.
Snapshot
Budget
Debt
Emergency
Investing
Wealth
A path, not just a plan
Every month you close places you on the Wealth Path: six stages from your first budget to paying off debt, an emergency fund, investing and wealth. You always know where your family stands and what comes next.
Lessons you can learn together
Every lesson is free, in English and Spanish: short reads with a quiz, a reflection and one thing to do this month.
A Wealth Coach that knows your plan
Ask about your own money and get an answer built from your budget, your stage and your goals, with the lessons that explain it. The free plan includes 10 messages a month.
A budget app tracks what you spent. Hoarding Wealth teaches your family to build wealth, step by step: each month you close places you on a six-stage Wealth Path, free lessons teach the step you're on, and the Wealth Coach answers questions about your own plan.
Does my partner need to pay too?
No. While they're in your Premium household, they have Premium through it. If they leave, that ends, unless they have their own Premium.
My partner already uses the app. Can they join?
Yes, if their account is just them. Their own plan is set aside and comes back if they leave.
We live on one income. Is this for us?
Yes. The plan works the same with one income or several. The free plan holds one income source; Premium holds more.
What if my partner isn't ready yet?
Start your own budget. It works on its own, and you can invite them later.
Do we have to connect our bank accounts?
No. You type in your numbers. The app never moves money.
Your family's future is built one month at a time. Start this one.
Answer your money question and four quick taps, create your free account and set up your month today. Invite your partner with Premium when you're ready.
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