Simple pricing

A plan that grows with you

Start free and add Premium guidance when you need it.

Free foundation

Understand your money pattern and start the core wealth sequence.

$0forever
  • Money Personality assessment
  • Zero-based budget: one income source, the current month
  • One goal
  • Every lesson, the Journal (30 entries) and the community
  • AI Wealth Coach: 10 messages a month
  • Calculators
Start free

Annual Premium

A full year of Premium guidance with the best available rate.

$120per year
  • Everything in Premium
  • Two months included
  • Household-ready ownership
  • Cancel from your account
Choose annual

Before you choose

Membership questions

Can I start without paying?

Yes. The assessment, a budget with one income source for the current month, one goal, every lesson, the community and the calculators are free.

What does Premium add?

More AI Coach messages, more income sources, recurring items and planning ahead, the AI Wealth Path, more goals with AI projections, Savings Vaults, Budget History, lesson AI tools, the full Wealth Profile, an unlimited Journal and boards, and a household with teen accounts.

Can I cancel?

Yes. Subscription and billing actions stay in your account, including cancellation and invoice access.

Does one person manage household billing?

Yes. The household owner manages the subscription while eligible household access follows the household rules.

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