Help
Each guide walks you through it step by step, with screenshots from the app. Search for what you need, or start at the beginning.
No guide matches. Try another word.
Getting started
Your account, the app on your phone and your language.
Create your account
Sign up, find your Money Personality and get a budget ready in a few minutes.
Find your way around the app
Where the menu, the Wealth Coach, your notes and your settings are, on a phone and on a computer.
Put the app on your phone's home screen
Open Hoarding Wealth from an icon, full screen, like any other app.
Change the language
Use the whole app in English or Spanish, and switch any time.
Your budget
Plan the month, record what happened and close it.
Plan your month
Add your income and your items until every dollar has a job and your Budget Score reaches 100.
Record what you spent and close the month
Enter the Actual amount, mark each item done, and the month locks on its own.
Start next month
Open next month's plan, copy what repeats and plan before payday.
Understand your Budget Score
What the score out of 100 means, and how the Budget Coach helps you raise it.
Week, calendar and notes on your items
See your month by week or on a calendar, print it, and write the why on each item.
Progress and goals
Your Dashboard, your stage on the Wealth Path and your goals.
Read your Dashboard
Your scores, your stage and the one next action that matters most today.
Follow your Wealth Path
See your stage, from budget to debt, emergency fund, investing and wealth, and what unlocks the next one.
Set your goals
Choose what you are working toward so your plan, your coach and your dashboard point the same way.
Build a Savings Vault
Give a savings item a target, watch the date get closer and test an extra monthly amount.
Your Money Personality and Wealth Profile
Understand how you tend to handle money, and open your full profile with Premium.
AI Coach and planning
Ask the coach, think it through on a board, run the numbers.
Ask the AI Wealth Coach
Ask about your budget, your debt or your next step, and get an answer built on your own numbers.
Think it through on a Planning Board
Map a debt payoff, a big purchase or a what-if visually, then put the decision into your budget.
Run the numbers with a calculator
Loans, mortgage, savings, emergency fund and retirement calculators, free for everyone.
Journal and notes
Write down the why behind the numbers.
Lessons
Learn how money works, one short lesson at a time.
Community
Post, follow and keep the space safe.
Couples, family and teens
Share one budget with your partner and add teen accounts.
Invite your partner to one shared budget
Plan one household budget together. Your partner gets your Premium at no extra cost.
Accept a household invite
Join your partner's household from the email link. Your own budget stays saved.
Rename, transfer, leave or remove someone
Everything you can change about your household, and what happens to each person's budget.
Create a teen account
Set up a supervised account for a teen aged 13 to 17, with switches you control.
Approve posts, pause or convert a teen account
Approve what your teen posts, reset the password, pause the account, convert it at 18 or delete it.
Account and plan
Premium, emails and deleting your account.
Upgrade to Premium or cancel
Choose $12 a month or $120 a year, and manage or cancel any time.
Choose your notifications and emails
Turn the bell and email reminders on or off: new month, due today, month ending and the weekly check-in.
Change your password or email
Update how you sign in, or reset a forgotten password.
Delete your account
Remove your account and your data for good.
Can't find your answer?
Inside the app, the AI Coach answers questions about your budget and about how to use each part of Hoarding Wealth.
Read the FAQ