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Retirement Age Calculator

Use this estimate to see how savings, contributions, and returns can move your possible retirement age.

Read the guide: Retirement Age Calculator: When Can You Actually Retire?

Your estimate

60.9 estimated retirement age

Retirement age solver estimates when savings may reach the target nest egg.

Help

Estimate the age when your savings may reach a target retirement nest egg.

About this calculator

How it works

It grows your savings and monthly contribution month by month at your expected return and stops when the balance reaches your target nest egg. That month gives your estimated retirement age.

A worked example

At 35 with $50,000 saved and $800 a month at 7%, you reach a $1,000,000 nest egg in about 311 months, at an estimated age of 60.9.

How can I retire earlier?

Raise your monthly contribution, lower your target by cutting future expenses, or invest for a higher long-term return. Try each one here to see which moves the age most.

Is the estimated age guaranteed?

No. Markets do not grow at the same rate every year. Treat the age as a direction and check it again every year.

What target nest egg should I use?

Multiply the yearly income you want from savings by 25, or use the Retirement Calculator to work it out.

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